Terms and Conditions 4d98 — Clear and Transparent Platform Usage Rules

1. Definitions and Interpretation

In these Terms and Conditions, the following words and expressions have the meanings set out below unless the context requires otherwise:

• "Platform" refers to the 4d98 website accessible at https://4d98.win and all associated mobile applications.
• "Player" refers to any individual who has registered an account and is using the services provided by 4d98.
• "Account" refers to the personal account registered by a Player to access the 4d98 platform and services.
• "Balance" refers to the total funds in a Player's account at any given time, including deposited funds and confirmed wins.
• "Bonus" refers to any credit, promotional offer, or incentive granted by 4d98 to a Player subject to specified terms and conditions.
• "KYC" refers to the Know Your Customer (KYC) process, which is the identity verification procedure required before the first withdrawal is processed.
• "Rollover" refers to the total wagering amount a Player must reach before wins derived from a bonus can be withdrawn.
• "Withdrawal" refers to the process of transferring funds from a Player's 4d98 account balance to the Player's personal bank account.

In the event of any discrepancy between the Bahasa Malaysia version and any other language version of this document, the Bahasa Malaysia version shall serve as the primary reference for players residing in Malaysia.

2. Eligibility and Registration

To register and use 4d98 services, you must meet the following eligibility requirements:

• You must be at least 18 years old at the time of registration. 4d98 takes the protection of minors seriously and reserves the right to request proof of age at any time.
• You must be resident in a region where use of the 4d98 platform is permitted. It is your responsibility to ensure that using this platform is lawful in your location.
• Each individual is only permitted to hold one account only. Multiple account registrations by the same individual are strictly prohibited and all associated accounts may be closed without notice.
• Information provided during registration must be complete, accurate, and up to date. Providing false information is grounds for immediate account termination.
• You must use a bank account in your own name for all transactions. 4d98 does not accept payments from third parties.

During registration, you are required to provide your full name as shown on your MyKad or passport, an active phone number, a valid email address, and a Malaysia bank account number registered in your own name. This information is used for identity verification and withdrawal processing purposes.

3. Account Management

As a 4d98 account holder, you are fully responsible for the security and use of your account. The following account management rules must be observed:

• Password Confidentiality: You are solely responsible for maintaining the confidentiality of your account password. Do not share your login details with anyone, including family members. 4d98 will never ask for your password through any communication channel.
• Two-Factor Authentication (2FA): You are encouraged to enable 2FA for an additional layer of security. The 4d98 2FA system uses OTP codes sent to your registered phone number.
• Account Activity: You are responsible for all activity that occurs within your account. If you suspect any unauthorised access, please contact the 4d98 support team immediately.
• Update Information: Please ensure your personal and banking information is always up to date. Withdrawals made to an incorrect or outdated bank account cannot be reversed.
• Inactive: Accounts showing no login activity for 12 consecutive months may be subject to an inactivity maintenance fee or account closure following notice.

4d98 uses 256-bit SSL encryption to protect all data transmitted between your device and our servers. Our real-time security monitoring system operates 24 hours a day to detect any suspicious activity.

4. Deposits and Withdrawals

4d98 supports a variety of popular Malaysian payment methods for players' convenience. All transactions are processed in Malaysian Ringgit (MYR).

Accepted Deposit Methods:

• DuitNow (instant transfer to phone number or account number)
• FPX (Financial Payment Exchange — all major Malaysian banks)
• Touch 'n Go eWallet (TNG)
• GrabPay
• Boost

Deposit Limit: Minimum deposit is RM 10 and the maximum daily deposit is RM 50,000. All deposits are credited to your account instantly upon payment confirmation.

Withdrawal Process: Withdrawals are processed to the Malaysian bank account registered in your name. The minimum withdrawal limit is RM 30 and the maximum daily withdrawal is RM 30,000. Standard processing time is between 5 to 15 minutes for regular withdrawals.

• Your first withdrawal requires a completed KYC verification beforehand.
• Funds in an account may only be withdrawn to a bank account registered in the same name as the 4d98 account.
• 4d98 does not charge any processing fees for standard deposits or withdrawals.
• Withdrawals may take longer during peak hours or if additional security checks are required.

5. Bonuses and Promotions

4d98 offers a wide range of attractive bonuses and promotions for both new and existing players. All bonuses are subject to the specific terms and conditions stated in each promotional offer.

General Bonus Rules:

• Each bonus has its own rollover requirement, typically ranging from 5x to 20x the bonus amount received. The full rollover requirement will be clearly stated in each offer.
• The welcome bonus may only be claimed once per new player.
• Bonuses may not be withdrawn as cash before the rollover requirements are met.
• Some games may contribute a different percentage toward rollover calculations. Full details are listed on the Promotions.
• 4d98 reserves the right to void bonuses and associated wins if there is evidence of promotional system abuse.
• Accounts opened solely to exploit bonuses with no genuine intention to play may be closed without notice.

6. Game Rules

All games available on the 4d98 platform operate according to rules set by their respective game providers and are overseen by independent verification bodies. The following general rules apply to all games:

• Final Results: The outcome of all games is final and may not be disputed unless a verifiable technical error is involved. Any complaint regarding a game result must be submitted within 48 hours.
• Technical Disruption: If a game is interrupted due to a technical issue on 4d98's end, the affected bets will be voided and the balance will be restored to the player's account.
• Wagering Limit: Each game has a set minimum and maximum wagering limit. Players are required to comply with these limits in every gaming session.
• Responsible Gaming: 4d98 is fully committed to responsible gaming. Players can set daily deposit limits, wagering limits, or request a temporary account break via the Responsible Gaming.
• Permitted Device Usage: Games may only be played through the official 4d98 interface. The use of third-party software or tools to modify or automate gameplay is strictly prohibited.

4d98's Live Casino features real human dealers operating from licensed studios. All game rounds are recorded and can be reviewed if required for dispute resolution purposes.

7. Prohibited Activities

The following activities are strictly prohibited on the 4d98 platform and may result in account termination, balance forfeiture, and legal action where necessary:

• Fraud and Manipulation: Any attempt to cheat the gaming system, manipulate outcomes, or exploit technical vulnerabilities on the platform.
• Collusion: Colluding with other players to gain an unfair advantage in games, particularly in multiplayer games.
• Money Laundering: Using 4d98 as a channel to transfer, conceal, or legitimise funds obtained through illegal means.
• Use of Bots or Automated Software: Using any software, scripts, or automated methods to play, access, or exploit the platform.
• Multiple Accounts: Registering more than one account, whether under your own name or using another person's identity.
• False Information: Providing false or falsified personal, banking, or identity document information.
• Threats or Harassment: Threatening, harassing, or behaving indecently towards 4d98 staff or other players through any communication channel.

8. Copyright and Intellectual Property

All content found on the 4d98 platform — including but not limited to designs, logos, graphics, text, software, user interfaces, and domain names — is the exclusive property of 4d98 or licensed to 4d98 by the relevant third parties.

• You are not permitted to copy, distribute, modify, republish, or exploit any content from the 4d98 platform without explicit written consent from 4d98.
• The trade name "4d98" and all associated logos are registered trademarks protected by applicable intellectual property laws.
• Any use of the 4d98 name, logo, or content for fraudulent purposes, misrepresentation, or unfair competition is prohibited and may result in legal action.

Games featured on the 4d98 platform are the property of their respective game providers and are protected by their own copyrights and license agreements. 4d98 acts solely as a licensed distributor for all third-party games available on the platform.

9. Liability Limitations

4d98 is not liable for any direct, indirect, incidental, or consequential losses arising from the use of this platform, including but not limited to:

• Losses resulting from service disruptions caused by circumstances beyond 4d98's control, such as internet outages, telecommunications infrastructure issues, or natural disasters.
• Losses resulting from a Player's error in entering incorrect withdrawal details.
• Losses arising from unauthorised access to a Player's account due to the Player's own negligence in safeguarding their login credentials.
• Losses incurred during a pre-announced platform maintenance period.

In all circumstances, 4d98's maximum liability to a Player is limited to the actual deposit value made by the Player in the 30 days prior to the incident giving rise to the claim. This limit does not apply in cases of proven fraud committed by 4d98.

10. Account Termination

4d98 reserves the right to suspend or terminate any Player's account for the following reasons:

• Violation of any terms in this document.
• Identity verification failed or KYC documents incomplete after repeated requests.
• Suspicious or unlawful activity detected by our monitoring system.
• Requests from law enforcement agencies or relevant regulatory bodies.
• The player voluntarily requests account closure or does so through a self-exclusion programme.

If your account is terminated due to a terms violation, any remaining balance may be forfeited depending on the nature of the violation. If the termination is at the player's own request and no violation has occurred, the remaining balance will be returned after a standard security review.

Players who wish to voluntarily close their account may contact the 4d98 support team via Live Chat or WhatsApp. The account closure process is typically completed within 3 to 5 business days.

11. Amendments to Terms and Conditions

4d98 reserves the right to amend, update, or replace any part of these Terms and Conditions at any time at our sole discretion. Amendments take effect immediately upon being posted on the platform unless a different effective date is specified.

• Notification of significant amendments will be communicated to Players via in-platform notifications, email, or pop-up notifications upon login.
• Continued use of the 4d98 platform after amendments are published constitutes your acceptance of and agreement to the revised terms.
• If you do not agree with any amendments, you must stop using the platform and may request account closure.

It is your responsibility to review this Terms and Conditions page periodically to stay informed of the latest version in effect. The most recent update date is displayed at the top of this document for your reference.

12. Contact Us

If you have any questions, concerns, or complaints regarding these Terms and Conditions or any aspect of 4d98's services, our team is ready to assist you:

• Live Chat: Available 24 hours a day, 7 days a week via the chat icon at the bottom right corner of the platform. Average response time is under 2 minutes.
• WhatsApp: Contact us via WhatsApp for support in Bahasa Malaysia. The number is available within the platform after login.
• Email: [email protected] — for written inquiries or official complaints requiring documentation. Response time is typically within 24 business hours.

For official complaints, please provide your account number, details of the issue encountered, and any relevant evidence or screenshots so our team can assist you more quickly and effectively.

If you have concerns related to responsible gaming, or feel that you or someone you know needs help, please visit the Responsible Gaming for information and available support resources.